Accident & Health

Several of the A&H products we currently offer are described below.

Accident Insurance Accident Insurance can provide benefits when an accidental injury occurs. This plan provides a range of benefits that include:

Accidental Death Benefits Dismemberment Benefits Emergency Room Treatment Benefits for Accidental Injury In-Hospital Benefits for Accidental Injury Disability Income Benefits for total disability resulting from a covered Accident

Cancer Insurance When a covered individual is diagnosed and treated for cancer, this plan provides a variety of benefits to help offset some of the costs associated with cancer treatment as well as indirect costs related to recovery from cancer. Depending upon the level of coverage selected, a Cancer Insurance policy can include benefits for:

Hospital Confinement Ambulance to/from Hospital Intensive Care Unit Confinement Surgery Second Surgical Opinion Radiation and Chemotherapy Disability Income Death

Critical Illness Insurance Critical Illness Insurance offers a unique way to help protect against the financial hardships associated with surviving a critical illness such as cancer, heart attack or stroke. Upon diagnosis of a covered critical illness and submission of a valid claim, the insured will receive a check for the designated benefit amount. This "living benefit" can be used for any purpose, from immediate health-related costs to more general financial needs such as lost income, mortgage payments, and tuition.

Disability Income Insurance Disability Income Insurance provides a monthly lump sum benefit for total disability due to a covered accident or sickness. Coverage for three months, six months, twelve months and 24 months is available. Benefit Amounts range from $500 to $5,000 per month. Disability Income Insurance is a voluntary benefit and only available on payroll deduction at the workplace.

Supplemental Medical Indemnity Insurance Supplemental Medical Indemnity Insurance can help with uncovered medical expenses and prescriptions not covered by an existing health care policy. Benefits include coverage for:

Daily Hospital Room and Board Hospital Admission Surgery Emergency Room Treatment Doctor Visits

Supplemental Medical Indemnity Insurance is a voluntary benefit and only available on payroll deduction at the workplace.