Get Peace of Mind in an Uncertain World

Introducing a Different Kind of Life Insurance that Gives You More Choices for Protecting Your Family Traditional life insurance is designed to provide your family with financial protection if you die too soon. But that’s only part of the picture. Think about all of the other possibilities, like a serious illness or condition that leaves you unable to work and in need of significant medical care. The reality is that the impact these events have on your family’s quality of life can be nearly as devastating as your death.

Quality of Life…InsuranceSM is an innovative and flexible plan that meets multiple protection needs under one affordable policy. At its core are exciting No-Cost Accelerated Benefit Riders that allow you to customize your coverage to fit your family’s specific concerns, goals and budget. With Quality of Life…Insurance, you can access your benefits if and when you need them during your lifetime, whether it’s to help pay for the costs of a covered illness or condition or supplement lost income should you become unable to work. You even have the potential to build cash value which can help provide money for retirement, a dream vacation or other financial goals.

Choose from a variety of powerful plans based on your family’s current needs:

AGLAchoice® Performer: Designed for couples and parents, small business owners and individual policy owners who want quality life insurance protection and access to their accumulated cash value in case of an emergency or to supplement major financial milestones. AGLAchoice® Protector: An excellent alternative to a traditional Term Life Insurance policy. Policyholders are typically budget-minded young families whose goals include protecting a mortgage and providing a dependable monthly income in the event of a disability. AGLAchoice® Accumulator: Offers the best potential to accumulate substantial cash value over time. Buyers are typically financially secure couples and parents, small business owners or single policy owners who may want to use their life insurance cash value to supplement their retirement on a tax-favored basis. AGLA ConsumerChoice Term®: You choose the benefit period that fits your needs –10 years, 12 years or any period from 15 to 35 years. This plan offers 23 level-premium periods, covers a broader range of specific life events, and is ideal for families who need to cover temporary life insurance needs.

How Does Quality of Life…Insurance Work?

View the following hypothetical example of how Quality of Life...Insurance can work.

Policies issued by: American General Life and Accident Insurance Company American General Center, Nashville, Tennessee 37250 For Policy Forms AGLA 05AHO, AGLA 08174, AGLA 08ALO, AGLA 08TRM and Riders AGLA 04CHIR, AGLA 04CRIR, AGLA 04TIR, AGLA 07CHP, AGLA 05AHA REV0308, AGLA 05AHC, AGLA 05AHB, AGLA 05AHG, AGLA 05AHP, AGLA 05AD2, AGLA 08MGP, AGLA EMD-DB, AGLA ELP-09-4A, AGLA 04001, AGLA 05AD2, AGLA 20140-1, AGLA PW-A-NL, and state variations. The underwriting risks, financial and contractual obligations and support functions associated with products issued by American General Life and Accident Insurance Company (AGLA) are its responsibility. Policies may be subject to tax consequences when continued beyond the maturity date. The policy may not qualify as life insurance under Internal Revenue Code after age 100. Policy owners should consult a qualified tax advisor before electing this option. The insurance company may contest the policy from the date of policy issue, a reinstatement or an increase in coverage, during a period provided by applicable law and described in the policy, for the misstatement or misrepresentation of material fact on the application for such policy, reinstatement, or increase. If an Insured Person dies by suicide within the suicide period provided by applicable law and described in the policy, the death benefit will be limited as provided by the policy.